• Our underwriting capabilities, risk management tools and services are the corner stone in our approach to serving clients.

In-House Underwriting

Affiliated Services is one of the only firms that provide independent underwriting for clients. Our underwriting department has the ability to review and analyze rate proposals to help our clients avoid the sales gimmicks and promotional pricing in employee benefits. This eliminates the delays in quoting and getting your questions answered. Our Producer/Consultants work directly with the underwriters to understand the Wellness Profile of the company and develop the right plan recommendations to meet your goals and objectives.

Throughout the year and at renewal our underwriters work with our Producer/Consultants to identify emerging trends and what is driving healthcare costs in a company. At renewal, Producer/Consultants work with the employer to review the Healthcare Strategy and data on the company to formulate recommendations to address any changes in a company's demographics and changing economic circumstances.